Now live in Indonesia  ·  99.97% uptime

Payment Infrastructure
Built for the
Digital Economy

Aqvero connects your business to every Indonesian payment channel — QRIS, Virtual Account, e-wallets, and cards. One API, real-time settlement, zero friction.

Rp 2.4T+
Processed Monthly
350+
Active Merchants
18ms
Avg Response Time
99.97%
Uptime SLA
Core Features

Everything your payments need,
nothing you don't

Built ground-up for Indonesian fintech — QRIS, VA, e-wallet, and card payments in one robust platform.

Real-Time Processing
Transactions settled in milliseconds with live webhook notifications and instant status updates across all payment channels.
Bank-Grade Security
PCI-DSS compliant infrastructure with end-to-end encryption, AI-based fraud detection, and 3DS2 authentication built in.
Smart Routing
Intelligent failover maximises success rates by automatically switching channels the moment degradation is detected.
Multi-Channel Support
QRIS, Virtual Account, GoPay, OVO, DANA, ShopeePay, credit/debit cards — all managed from one unified dashboard.
Merchant Dashboard
Full visibility into transaction flows, reconciliation reports, settlement history, and revenue analytics — all real time.
Auto Reconciliation
Eliminate manual work. Aqvero auto-matches every transaction against settlement reports and flags any discrepancy instantly.
Developer First

Integrate in minutes,
not weeks

Clean REST API with SDKs for Node.js, Python, PHP, and Go. Full sandbox environment and live webhook testing out of the box.

Full sandbox & staging environment included
Webhook simulator for every payment event type
OpenAPI spec + Postman collection ready to import
Idempotency keys for safe retry on network failure
create_charge.js 
// Create a QRIS charge — Aqvero API v2
const aqvero = require('@aqvero/node');

const charge = await aqvero.charges.create({
  amount:        250000,
  currency:     "IDR",
  method:       "qris",
  merchant_id:  "mrc_8fXa9kL2",
  metadata: {
    order_id:  "ORD-20240601",
    customer:  "budi@example.id"
  }
});

// Response:
// { id: "chg_3Yt7Kp...",
//   status: "pending",
//   qr_string: "00020101021226...",
//   expires_in: 900 }
How It Works

From checkout to settlement
in four steps

01
Integrate API
Add Aqvero with our REST API or drop-in SDK. One integration unlocks every channel instantly.
02
Customer Pays
Customer picks QRIS, VA, or e-wallet. Aqvero routes to the optimal payment rail in real time.
03
Instant Webhook
Confirmed webhook fires the moment payment clears. Update your order status in milliseconds.
04
T+1 Settlement
Funds settle to your bank account the next business day. Reconciliation reports generated automatically.
Supported Channels

Works with every Indonesian
payment method

Every major payment network, bank, and e-wallet connected and ready from day one.

QRIS
GoPay
OVO
DANA
ShopeePay
LinkAja
VA BCA
VA Mandiri
VA BNI
VA BRI
VA CIMB
Visa
Mastercard
JCB
Alfamart / Indomaret
Trusted By

What merchants are saying

"Switching to Aqvero cut our reconciliation time from half a day to under 20 minutes. The webhook reliability alone is worth every rupiah."

AR
Arief Rachman
CTO, TokoKita

"QRIS success rate jumped 8 points after moving to Aqvero's smart routing. The live dashboard makes it trivial to spot issues before they become problems."

SW
Sinta Wulandari
Head of Ops, Belanja Express

"We went live in two days. Their team responded within the hour to every integration question. Genuinely the best payment partner we've used in Indonesia."

BP
Budi Prasetyo
Founder, NusaTech
Get Started

Ready to power your payments
with Aqvero?

No setup fees. No monthly minimums. Pay only per successful transaction. Go live in under 48 hours.

Processing over Rp 500M/month? Ask us about enterprise rates.